Home Buyers Insurance (RATI)

Protect your survey, search and legal costs if a purchase falls through.

Home Buyers Insurance — sometimes called RATI cover — reimburses the costs of a property transaction that collapses before completion. Provided in partnership with LetsInsure.

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What's typically covered

  • Survey and valuation fees
  • Conveyancing and legal costs
  • Local authority and other property searches
  • Mortgage arrangement fees (subject to terms)

Cover, exclusions and limits vary by policy — please review the policy wording on LetsInsure before purchasing.